{"id":303,"date":"2026-04-02T19:20:25","date_gmt":"2026-04-02T19:20:25","guid":{"rendered":"https:\/\/larazafinancial.com\/?page_id=303"},"modified":"2026-04-02T19:22:57","modified_gmt":"2026-04-02T19:22:57","slug":"fha-program","status":"publish","type":"page","link":"https:\/\/larazafinancial.com\/es\/fha-program\/","title":{"rendered":"FHA Program"},"content":{"rendered":"<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-9859d175 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-0780762d wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-c7b3064f wp-block-column-is-layout-flow\" style=\"flex-basis:48%\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1709\" src=\"https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/smiling-couple-of-lovers-having-fun-2026-01-05-04-57-44-utc-scaled.jpg\" alt=\"\" class=\"wp-image-287\" style=\"border-radius:12px\" srcset=\"https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/smiling-couple-of-lovers-having-fun-2026-01-05-04-57-44-utc-scaled.jpg 2560w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/smiling-couple-of-lovers-having-fun-2026-01-05-04-57-44-utc-300x200.jpg 300w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/smiling-couple-of-lovers-having-fun-2026-01-05-04-57-44-utc-1024x684.jpg 1024w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/smiling-couple-of-lovers-having-fun-2026-01-05-04-57-44-utc-768x513.jpg 768w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/smiling-couple-of-lovers-having-fun-2026-01-05-04-57-44-utc-1536x1025.jpg 1536w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/smiling-couple-of-lovers-having-fun-2026-01-05-04-57-44-utc-2048x1367.jpg 2048w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/smiling-couple-of-lovers-having-fun-2026-01-05-04-57-44-utc-18x12.jpg 18w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-5f790ec0 wp-block-group-is-layout-constrained\" style=\"padding-left:var(--wp--preset--spacing--medium)\">\n<div class=\"wp-block-group has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-background is-layout-flow wp-container-core-group-is-layout-d09ab4bf wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;border-radius:12px;padding-top:var(--wp--preset--spacing--small);padding-right:var(--wp--preset--spacing--medium);padding-bottom:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center has-pure-white-color has-text-color has-link-color wp-elements-37884a1d87e5db5dfcbb4952b4921aff\" style=\"margin-bottom:var(--wp--preset--spacing--xx-small);font-style:normal;font-weight:700;line-height:1.1\">30<\/h2>\n\n\n\n<p class=\"has-text-align-center has-pure-white-color has-text-color has-link-color has-medium-font-size wp-elements-b6ae9eef0937bfc63fac2120b457d341\" style=\"line-height:1.2\">A\u00f1os de Experiencia<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--medium)\">\n<figure class=\"wp-block-image aligncenter size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"2305\" height=\"2560\" src=\"https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/young-businesspeople-having-a-meeting-in-the-offic-2026-03-26-23-39-07-utc-scaled.jpg\" alt=\"\" class=\"wp-image-308\" style=\"border-radius:12px;aspect-ratio:3\/4;object-fit:cover\" srcset=\"https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/young-businesspeople-having-a-meeting-in-the-offic-2026-03-26-23-39-07-utc-scaled.jpg 2305w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/young-businesspeople-having-a-meeting-in-the-offic-2026-03-26-23-39-07-utc-270x300.jpg 270w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/young-businesspeople-having-a-meeting-in-the-offic-2026-03-26-23-39-07-utc-922x1024.jpg 922w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/young-businesspeople-having-a-meeting-in-the-offic-2026-03-26-23-39-07-utc-768x853.jpg 768w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/young-businesspeople-having-a-meeting-in-the-offic-2026-03-26-23-39-07-utc-1383x1536.jpg 1383w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/young-businesspeople-having-a-meeting-in-the-offic-2026-03-26-23-39-07-utc-1844x2048.jpg 1844w, https:\/\/larazafinancial.com\/wp-content\/uploads\/2026\/04\/young-businesspeople-having-a-meeting-in-the-offic-2026-03-26-23-39-07-utc-11x12.jpg 11w\" sizes=\"auto, (max-width: 2305px) 100vw, 2305px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-8a368f38 wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-dae6801e wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--x-small)\">\n<h6 class=\"wp-block-heading has-x-small-font-size\" style=\"font-style:normal;font-weight:500\">INTRODUCCI\u00d3N<\/h6>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background wp-container-content-e1bb55cb\" style=\"margin-top:0;margin-bottom:0\"\/>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-pure-black-color has-text-color has-link-color wp-elements-6f2319e51f3b89872780ad136573d302\" style=\"margin-bottom:var(--wp--preset--spacing--small);font-style:normal;font-weight:700;line-height:1.1\">FHA Program<\/h2>\n\n\n\n<p class=\"translation-block\">En <strong>La Raza Financial<\/strong>, nuestro programa FHA est\u00e1 dise\u00f1ado para ofrecer opciones de financiamiento flexibles y accesibles para una amplia gama de prestatarios.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-c742354d wp-block-columns-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--medium)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"border-right-color:var(--wp--preset--color--outline);border-right-width:1px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading has-pure-black-color has-text-color has-link-color wp-elements-a85898d1bc59732fb7b6b94b686d7148\" style=\"font-style:normal;font-weight:700;line-height:1.2\">\u2705 Aspectos Destacados del Programa<\/h5>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\">Puntaje de cr\u00e9dito m\u00ednimo de <strong>580 para aprobaci\u00f3n AUS<\/strong> o <strong>550 para aprobaci\u00f3n manual<\/strong><\/li>\n\n\n\n<li class=\"translation-block\"><strong>Opciones de refinanciamiento streamline sin verificaci\u00f3n de cr\u00e9dito<\/strong> disponibles<\/li>\n\n\n\n<li class=\"translation-block\"><strong>Se aceptan fondos de regalo<\/strong> para el pago inicial y los costos de cierre<\/li>\n\n\n\n<li>Refinanciamiento con retiro de efectivo de hasta el 80% del valor del pr\u00e9stamo (LTV)<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading has-pure-black-color has-text-color has-link-color wp-elements-377c81ac61e5f5d298fb9e6a42daa955\" style=\"font-style:normal;font-weight:700;line-height:1.2\">\ud83d\udca1Descripci\u00f3n General del Programa<\/h5>\n<\/div>\n\n\n\n<p>Nuestro programa FHA requiere un puntaje de cr\u00e9dito m\u00ednimo de 580 (AUS) o 550 (manual), permite refinanciamientos streamline, acepta fondos de regalo para costos de cierre y ofrece refinanciamiento con retiro de efectivo de hasta el 80% LTV.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/larazafinancial.com\/es\/application\/\" style=\"border-radius:30px;padding-top:var(--wp--preset--spacing--x-small);padding-right:var(--wp--preset--spacing--medium);padding-bottom:var(--wp--preset--spacing--x-small);padding-left:var(--wp--preset--spacing--medium)\">Solicita ahora<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/larazafinancial.com\/es\/contact-us\/\" style=\"border-radius:30px;padding-top:var(--wp--preset--spacing--x-small);padding-right:var(--wp--preset--spacing--medium);padding-bottom:var(--wp--preset--spacing--x-small);padding-left:var(--wp--preset--spacing--medium)\">Cont\u00e1ctanos<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>30 A\u00f1os de Experiencia INTRODUCTION FHA Program At La Raza Financial, our FHA program is designed to provide flexible and accessible financing options for a wide range of borrowers. \u2705 Program Highlights \ud83d\udca1 Program Overview Our FHA program requires a minimum credit score of 580 (AUS) or 550 (manual), allows streamline refinances, accepts gift funds [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-303","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/larazafinancial.com\/es\/wp-json\/wp\/v2\/pages\/303","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/larazafinancial.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/larazafinancial.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/larazafinancial.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/larazafinancial.com\/es\/wp-json\/wp\/v2\/comments?post=303"}],"version-history":[{"count":3,"href":"https:\/\/larazafinancial.com\/es\/wp-json\/wp\/v2\/pages\/303\/revisions"}],"predecessor-version":[{"id":309,"href":"https:\/\/larazafinancial.com\/es\/wp-json\/wp\/v2\/pages\/303\/revisions\/309"}],"wp:attachment":[{"href":"https:\/\/larazafinancial.com\/es\/wp-json\/wp\/v2\/media?parent=303"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}