30
Años de Experiencia
INTRODUCTION
FHA Program
At La Raza Financial, our FHA program is designed to provide flexible and accessible financing options for a wide range of borrowers.
✅ Program Highlights
- Minimum credit score of 580 for AUS approval or 550 for manual approval
- Non-credit qualifying streamline refinance options available
- Gift funds accepted for down payment and closing costs
- Cash-out refinancing up to 80% Loan-to-Value (LTV)
💡 Program Overview
Our FHA program requires a minimum credit score of 580 (AUS) or 550 (manual), allows streamline refinances, accepts gift funds for closing costs, and offers cash-out refinancing up to 80% LTV.