USDA Program

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INTRODUCTION

At La Raza Financial, our USDA Loan Program is designed to provide affordable home financing options for eligible borrowers in qualified rural and suburban areas.

  • Minimum credit score of 640
  • Up to 100% financing (no down payment required)
  • No maximum Loan-to-Value (LTV) limit
  • Flexible and affordable financing options

Our USDA program requires a minimum credit score of 640 and offers up to 100% financing (LTV), making homeownership more accessible with little to no upfront costs.