VA Program

INTRODUCTION

At La Raza Financial, our VA Loan Program is designed to support eligible veterans, active-duty service members, and their families with flexible and accessible home financing options.

  • Minimum credit score of 580 (AUS) or 550 (manual approval)
  • Flexible qualification for borrowers with past financial challenges
  • Competitive interest rates with favorable loan terms
  • Designed specifically for veterans and active-duty military

Our VA program requires a minimum credit score of 580 (AUS) or 550 (manual) and supports borrowers with past financial challenges—such as foreclosures, short sales, and bankruptcies—if over two years old and AUS-approved.